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Ztek Consulting

Functional Business Analyst

Full Time · In Office · New York, New York (USA)

$100,000–$110,000 · Posted Sep 11, 2026

Work Options
Job Type
Position Group
  • Job Description & Must Have Technical/Functional Skills
  • • Business Analyst in Lending and Credit Risk domain (Private Individual clients)
  • •Minimum 6+ years of onsite professional working experience required.
  • •Broad experience (also practical) in requirements engineering for large-scale IT solutions as part of scrum teams (working directly with the engineers)
  • •Broad experience (also practical) in detailing and creation of User Stories as well as concepts and specifications for agile delivery teams
  • •Good analytical and communication skills, strong independence and initiative, ability to work in agile delivery teams
  • •Knowledge of Banking IT (e.g., Frontends & Channels and Cloud Knowhow) and experience in Lending processes and Credit Risk workflows.
  • •Experience in API design (swagger definition) and data mapping.
  • •Strong background in systems integrations based on data-driven API’s.
  • Roles & Responsibilities
  • • Lead requirement gathering and analysis workshops with Lending, Credit Risk, and business stakeholders.
  • •Convert business requirements into well-defined User Stories, Epics, and Acceptance Criteria for Agile teams.
  • •Collaborate closely with Product Owners to maintain and prioritize the product backlog.
  • •Define and document end-to-end lending, credit assessment, and credit risk business processes.
  • •Create functional specifications, process flows, business rules, and solution design documents.
  • •Analyze and define API requirements, including Swagger/Open API specifications and integration workflows.
  • •Perform source-to-target data mapping and ensure accurate data flow across integrated systems.
  • •Work directly with developers and QA teams to clarify requirements and support sprint delivery.
  • •Support SIT/UAT testing, defect triage, and business validation to ensure requirements are met.
  • •Act as the liaison between business, technology, and external stakeholders, ensuring successful delivery of
  • •lending and credit risk solutions in an Agile Scrum environment.

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Functional Business Analyst

Ztek Consulting

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