AML / EDD Analyst
Location: Detroit, MI or Charlotte, NC
Pay Rate: $23–$26/hour on W-2
No C2C or third-party candidates
Position Overview
We are seeking an AML / EDD Analyst to conduct Anti-Money Laundering investigations and Enhanced Due Diligence reviews within a financial services environment.
The analyst will research customer and transaction activity, identify potential financial crime risks, conduct background and negative-news research, and prepare clear, comprehensive investigative documentation. This position requires strong research and critical-thinking skills along with a working knowledge of BSA/AML regulations, OFAC requirements, the USA PATRIOT Act, and Suspicious Activity Reporting (SAR) requirements.
Candidates must have at least 1 year of financial crimes compliance experience.
Key Responsibilities
Conduct AML investigations in accordance with established policies, procedures, and risk standards.
Perform Enhanced Due Diligence (EDD) reviews.
Review customer, account, and transaction activity for potential financial crime concerns.
Research activity that could indicate potential money laundering or terrorist financing.
Utilize internal risk reports, negative-news searches, public-domain research, and internal/external investigative tools.
Conduct background investigations as required.
Investigate potentially complex financial activity across multiple business lines.
Identify transaction patterns, trends, anomalies, and potential risk indicators.
Prepare accurate and comprehensive investigative narratives and supporting documentation.
Apply applicable policies and standard practices when evaluating and resolving cases.
Escalate non-standard or higher-risk issues when appropriate.
Maintain required productivity and quality standards.
Follow established investigative procedures and regulatory requirements.
Stay current on relevant regulatory developments and financial crimes compliance requirements.
Required Qualifications
1+ years of financial crimes compliance experience required.
Experience conducting AML investigations and/or EDD reviews.
Working knowledge of:
Bank Secrecy Act (BSA)
Anti-Money Laundering (AML) requirements
USA PATRIOT Act
OFAC requirements
Suspicious Activity Reporting (SAR) requirements
Strong investigative and research skills.
Ability to analyze account and transaction activity.
Strong critical-thinking and decision-making abilities.
Excellent written communication skills, particularly investigative narratives and case documentation.
Excellent verbal and interpersonal communication skills.
Strong organizational and time-management abilities.
Ability to prioritize and manage multiple investigations in a fast-paced environment.
Ability to work independently while also collaborating effectively with a team.
Proficiency with Microsoft Office applications.
High level of discretion, professionalism, and integrity when handling sensitive information.
Preferred Qualifications
Bachelor’s degree or equivalent relevant professional experience.
Previous experience within banking or financial services.
Experience conducting complex AML investigations.
Experience performing negative-news and public-record research.
Experience preparing investigative documentation supporting potential SAR decisions.

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