Credit Analyst

Position Summary:

• The Credit and Collections Analyst is responsible for all aspects of credit and collections
• management for customers within an assigned business line.

• There are two levels of Credit and Collections Analyst: Analyst and Senior Analyst,
• differentiated by years of experience and level of authority to assign credit lines
• (Analysts can authorize credit lines up to $25K with check in with managers; Senior
• Analyst can authorize credit lines up to 50K).

What you will do in this role:

• • Gather and interpret financial information and perform in-depth credit and financial
• analysis utilizing data from multiple sources. Make recommendations to extend
• higher credit lines, revoke credit lines and alter customers’ payment terms.
• • Build and maintain relationships with external Inventory Finance companies to ensure
• prompt payments and proper discounts as well as internal (Sales, A/R, Legal, etc.)
• customers.
• • Communicate with Credit and Collection Supervisor regarding unresolved issues and
• advise of resolution.

• • Responsible for initiating collection calls to delinquent customers to acquire payment
• status. Makes determination to place account into collection (to third party collection
• agency).

• • Also responsible for other Duties/Projects as assigned by business management as
• needed. (Senior Analyst may assist management in the formulation of credit policies)

What we look for in a candidate:

• • College degree preferred
• • Minimum 3 years of experience in commercial credit and collections (Sr. Analyst
• requirement of 7+ years of experience)
• • Strong written and oral communications skills
• • Working knowledge of Microsoft Office with intermediate to advanced Excel
• skills
• • Solid data mining and analysis skills
• • Detailed oriented with strong analytical and problem solving skills
• • Excellent time management and organizational skills
• • Ability to multi-task and adhere to deadlines
• • Results oriented and strives for continuous improvement
• • Ability to work well and collaboratively in a team environment
• • Knowledge of liens and other security instruments
• • Familiarity with analyzing financial statements

Additional skills, knowledge, and abilities:

• • The physical demands described here are representative of those that must be met by an
• employee to successfully perform the essential functions of this job. Reasonable
• accommodations may be made to enable individuals with disabilities to perform the
• essential functions. Specific vision abilities required by this job include close vision,
• color vision, and ability to adjust focus.

• • While performing the duties of this job, the employee is regularly required to sit; use
• hands to finger, handle, or feel; and talk or hear. The employee is occasionally required
• to stand, walk, and reach with hands and arms.

• • The work environment characteristics described here are representative of those an
• employee encounters while performing the essential functions of this job. Reasonable
• accommodations may be made to enable individuals with disabilities to perform the
• essential functions. The noise level in the work environment is usually moderate.

• • Ability to multi-task and handle a fast paced environment. Accuracy, reliability, and
• dependability are a must. Able to work well with others, both inside and outside the
• office.