Senior Business Systems Analyst – Debit Card Processing (Remote)

• Job Title: Business Systems Analyst V – Debit Card Processing
• Location: Remote (Eastern Time Preferred)
• Hire Type: Contract
• Pay Range: Approximately $55/hour
• Work Model: 100% Remote
• Schedule: Monday – Friday, Standard Business Hours
• Recruiter Contact: Samantha Marranca | [email protected]

W-2 only. No C2C. No sponsorship (current or future). No relocation assistance.

Nature & Scope:

• Positional Overview
• Our client is seeking an experienced Business Systems Analyst V to support critical debit card processing platforms and payment systems within a high-volume enterprise banking environment.
• This role will partner closely with business and technology teams to analyze production issues, document functional requirements, support system enhancements, coordinate testing efforts, and provide production support across complex transaction-processing applications.

The ideal candidate will have a strong background in debit/card processing, mainframe environments, and real-time transaction systems, with the ability to trace issues across multiple integrated platforms while producing high-quality technical documentation and functional specifications.

Role & Responsibility:

• Tasks That Will Lead To Your Success
• Analyze and document business and functional requirements for complex payment processing initiatives.
• Create functional specifications, test plans, test cases, and support end-to-end testing activities.
• Investigate production issues and perform root cause analysis across multiple integrated systems.
• Trace end-to-end debit card transaction flows through authorization, routing, settlement, and reconciliation processes.
• Partner with business stakeholders, development teams, and vendors to support application enhancements and production support activities.
• Validate transaction processing using SQL queries and production data analysis.
• Coordinate system integration efforts and assist with data mapping across multiple applications.
• Support batch processing, reconciliation, and ETL workflows.
• Produce technical documentation, meeting notes, functional designs, and implementation support materials.
• Assist with production releases, issue resolution, and post-implementation support.
• Participate in system modernization initiatives and platform enhancements.
• Serve as a functional subject matter expert for assigned applications while mentoring junior analysts as needed.

• Required Experience
• 6+ years of Business Systems Analysis, Business Analysis, or related technical experience.
• Strong experience supporting debit/card processing platforms such as:
• Postilion
• FIS
• Fiserv
• ACI
• or similar payment processing systems.
• Strong SQL experience for transaction analysis, validation, troubleshooting, and reporting.
• Experience supporting real-time transaction processing systems, authorization engines, or payment switches.
• Understanding of ISO 8583 or similar financial transaction messaging formats.
• Experience analyzing transaction flows across multiple integrated systems.
• Knowledge of batch processing, reconciliation, and ETL processes.
• Experience troubleshooting production issues across distributed systems.
• Experience working with APIs and system integrations.
• Familiarity with production log analysis and issue investigation.
• Strong analytical, troubleshooting, communication, and documentation skills.
• Experience producing technical documentation and functional specifications.
• Ability to manage multiple initiatives in a fast-paced enterprise environment.

• Preferred Qualifications
• Experience supporting card management systems.
• Knowledge of ATM and POS transaction routing (Visa, STAR, NYCE, etc.).
• Experience working in mainframe environments, including:
• CICS
• TPX
• Batch processing
• Experience supporting high-volume, highly available transaction processing systems.
• Exposure to fraud detection platforms, rules engines, or risk scoring systems.
• Experience supporting platform modernization or migration initiatives, including parallel testing and production cutovers.
• Banking or financial services experience strongly preferred.

• Team & Environment
• Enterprise Business Systems Analysis team supporting critical debit card and payment processing applications.
• Highly collaborative environment working with business stakeholders, developers, production support, infrastructure, and vendor partners.
• Focus on production support, system enhancements, technical documentation, testing coordination, and payment platform modernization.
• Fully remote opportunity with standard business hours.