Payments Business Analyst / Product Owner (SME)

• Hi,
• Hope you are doing well.
• Please go through the below Job Description and I would humbly request you to apply with your latest resume. Our goal is not to just submit your profile but to secure an interview for you. If this email/Job Description has reached out to you in error, please accept my sincere apologies and disregard the email. Notify us via email, and we'd immediately remove you from consideration.

• Position: Payments Business Analyst / Product Owner (SME)
• Location: Payments PO NY/ NJ (Hybrid)
• Duration: Full Time

Key Skills Required:

• Strong understanding of the payments landscape, including:
• SWIFT (MT/MX), ISO 20022
• ACH, Wires, Cross-border payments
• Real-Time Payments (RTP), FX, Clearing & Settlement
• Solid knowledge of banking regulations and compliance:
• SWIFT SR2025 / SR2026
• AML, KYC, PSD2
• Hands-on experience with payment message formats:
• SWIFT MT / MX messages
• ISO 20022 XML structures
• Expected Experience:
• End-to-end understanding of payments lifecycle (initiation → clearing → settlement)
• Experience working with global payment networks (SWIFT, Fed, CHIPS, etc.)
• Ability to translate business requirements into functional designs and support implementation
• Exposure to payment transformation / modernization initiatives (especially MT → ISO 20022 migration)
• Nice to Have:
• Experience with sanctions screening, liquidity, or funds control
• Agile delivery experience (Scrum/Product backlog management)
• Strong stakeholder communication and client-facing skills