Loan Analyst
📍 Toronto
About Elect Capital
Elect Capital is changing how SMEs access funding. We provide fast, flexible working capital loans, business loans, and merchant cash advances — no red tape, no slow decisions. Live across the UK, Australia, Canada, and the US, and scaling fast, we give SMEs the speed and flexibility traditional lenders can't.
🎯 Our Mission
We exist to give SMEs the capital and confidence to grow — fast, fair, and friction-free. Every ambitious business deserves a real shot at growth, not months of paperwork. We've built lending for speed, without cutting corners on fairness. When SMEs win, we win.
The Role
The Loan Application Analyst plays a critical role in maintaining the speed and quality Elect is known for. You'll prepare files for underwriting, "scrubbing" applications so bank statements are clean, understood and ready for decisioning — a fast-paced, precise role that's a great entry point into SME lending for someone hungry to build a career in finance.
Key Responsibilities
Work through and verify loan application bank statements for accuracy, clarity and completeness
Identify errors, missing information, and inconsistencies in application packs
Liaise with underwriters, brokers and internal teams to clarify and correct submissions
Maintain a daily log of scrubbing activity and recurring issues to drive process improvements
Support the operations and credit teams to ensure only clean files move to decisioning
🔍 What We're Looking For
A finance, accounting, or related degree
Strong Excel skills
Excellent attention to detail and comfortable working with data, documents, and financial records
A steady, hungry attitude — ready to get stuck in, no ego
Strong organisational skills and able to meet tight deadlines
Clear, efficient communicator, internally and with external brokers
Bonus
Previous experience in financial services, lending, or quality assurance
Our Offer
Salary range: $55,000 - $65,000 CAD
25 days annual leave (PTO)
Luxury offices in downtown financial core - First Canadian Place
Barista onsite all day for all your coffee needs
Rooftop loft community space & outdoor space to decompress
👋 Think you're a fit? Let's talk.

Loan Analyst

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