Financial Planning Analyst

• FP&A Analyst | Payments
• $100K USD Base Salary + 10% Annual Bonus

We're partnered with a fast-growing payments business to appoint an FP&A Analyst who will contribute to a growing Finance Function - they'll support in financial planning, commercial analysis, M&A, and management reporting.

It's a super exciting opportunity for someone to join a scaling organization, where Finance plays a pivotal role in commercial decision-making. You'll work closely with senior Finance leadership who have deep expertise scaling Finance functions within Payments business - whilst also partnering with the wider business to provide insights into business performance, transaction economics, and growth opportunities.

• What you’ll be doing
• Building and maintaining detailed financial models covering revenue, transaction volumes, pricing, costs, headcount, cash flow and profitability
• Supporting annual budgeting, rolling forecasts and long-range financial planning
• Producing monthly management reporting, variance analysis and performance commentary
• Analysing large financial and operational datasets to identify trends, risks and commercial opportunities
• Developing reporting dashboards and automated financial reporting processes
• Analysing payments metrics including GMV, transaction volumes, take rates, processing costs, gross margins and customer profitability
• Partnering with Commercial, Product and Operations teams to support pricing, investment and strategic decisions
• Conducting scenario analysis, sensitivity modelling and business-case evaluations
• Improving the quality, accuracy and scalability of FP&A reporting
• Preparing financial analysis and executive-level presentations for senior leadership

• What we’re looking for
• Approximately three to four years of experience in FP&A, commercial finance, strategic finance or financial analysis
• Advanced Excel or Google Sheets capability, including complex formulas, pivot tables, scenario analysis, sensitivity modelling and large-data manipulation
• Strong financial modelling skills, with experience building integrated revenue, cost, headcount, cash flow and profitability models
• Demonstrable experience owning or significantly contributing to budgeting, forecasting and long-range planning processes
• Strong SQL capability, with the ability to extract, manipulate and analyse financial and operational data independently
• Experience working with business intelligence and data-visualisation tools such as Power BI, Tableau, Looker or similar
• Ability to work with large, complex datasets and reconcile information across multiple systems
• Experience automating or improving financial reporting processes
• Strong understanding of financial statements, management reporting and key commercial performance drivers
• Ability to translate technical financial and data analysis into clear recommendations for non-finance stakeholders
• High attention to detail, strong problem-solving skills and confidence working in a fast-moving environment
• Bachelor’s degree in Finance, Accounting, Economics, Mathematics, Data Analytics or a related discipline

• Highly desirable
• Previous experience within payments, fintech, financial services, SaaS or another transaction-led business
• Understanding of transaction economics, payment-processing costs, take rates, FX, chargebacks or merchant profitability
• Experience using an FP&A platform such as Anaplan, Adaptive Planning, Planful, Pigment or Vena
• Experience with ERP systems such as NetSuite, Oracle or SAP
• Familiarity with Python, dbt or other data-analysis and automation tools
• Experience supporting data-led commercial decisions in a high-growth or scaling environment

This role would suit an analytically minded FP&A professional who combines strong finance fundamentals with advanced modelling and data capabilities, and who wants greater ownership and commercial exposure within a growing payments business.