Business Analyst – Banking

Maes Solutions is actively recruiting experienced Business Analyst – Banking for full-time roles with direct clients, emphasizing direct hires only with no C2C or agencies. The positions target professionals with 9+ years in Business Analyst.

• Role: Business Analyst – Banking
• Experience: 9+ Years
• Location: New Jersey
• Pay Rate: 120K with Benefits
• Job Description
• We are seeking an experienced Business Analyst - Banking with 9+ years of expertise in gathering, analyzing, and translating business requirements into technology solutions within the banking and financial services industry. The ideal candidate will have strong experience in Retail Banking, Commercial Banking, Digital Banking, Payments, Lending, Regulatory Compliance, Business Process Analysis, Agile Methodologies, and Data Analysis. This role requires partnering with business stakeholders, product owners, technology teams, and regulatory groups to deliver innovative solutions that drive operational excellence and business growth.
• Key Responsibilities:
• Gather, analyze, document, and validate business requirements from stakeholders across Retail Banking, Commercial Banking, Lending, Payments, Treasury, and Digital Banking domains.
• Conduct detailed business analysis to identify business needs, process improvements, system enhancements, and digital transformation opportunities.
• Translate business requirements into Business Requirement Documents (BRDs), Functional Requirement Documents (FRDs), User Stories, Use Cases, Process Flows, and Functional Specifications.
• Facilitate workshops, stakeholder meetings, requirement gathering sessions, and Joint Application Design (JAD) sessions.
• Collaborate with product owners, developers, architects, QA teams, and business users to ensure successful delivery of banking solutions.
• Analyze and document AS-IS and TO-BE business processes, workflows, and operational procedures.
• Support implementation of banking products and services, including Deposits, Loans, Credit Cards, Mortgage, Treasury Management, Wealth Management, and Payment Systems.
• Work closely with technology teams to define system requirements, integration needs, and data mapping specifications.
• Perform gap analysis, root cause analysis, impact assessment, and business process modeling to identify improvement opportunities.
• Ensure compliance with banking regulations and standards including KYC, AML, BSA, OFAC, Dodd-Frank, Basel III, GDPR, and PCI-DSS requirements where applicable.
• Support data analysis and reporting initiatives using SQL, Excel, Power BI, Tableau, and reporting tools.
• Follow Agile/Scrum and Waterfall methodologies and actively participate in sprint planning, backlog grooming, and requirement refinement sessions